How Is My Credit Score Determined?

A bad credit score can hinder you from doing important things that you want to do in life—including obtaining a mortgage, refinancing a loan or getting a great deal on…

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How to Improve Your Bad Credit

Last week, we outlined exactly what a credit score is, how it is determined and the implications of having good credit versus bad credit. The good news is, if you…

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5 Reasons to Avoid Payday Lenders

Payday loans are short-term, unsecured loans that are available in brick-and-mortar locations and now online. Even with legislation intended to mitigate the devastating effects of predatory lending practices, payday lenders…

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Try These 5 Alternatives to Payday Loans

In last week’s blog, “5 Reasons to Avoid Payday Loans,” we discussed how dangerous payday lending can be to one’s financial well-being. With triple-digit interest rates, hidden fees and predatory…

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Benefits of Having a Bank Account

In deciding where to store and process their money, many people decide that a bank or a credit union is a no-brainer. However, for others, the decision is not so…

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Top 5 Free Online Budget Tools

Tools exist to make our lives easier, and that’s no different when it comes to finances. Especially if you are not a numbers person, assessing your assets versus liabilities and…

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